# Fairhaven Business Partners

> Plain help for business owners in a tight spot.

Fairhaven Business Partners is a guide for business owners whose funding has gone sideways — declined, behind on daily payments, carrying more than one advance, or ready to get out. Each situation gets a plain explanation, the first things to do, and every option laid out honestly, including the ones that are not funding and the ones we do not offer. When a request for options makes sense, we place it with a funding partner from our network; when a bank, an attorney or a consolidation conversation makes more sense, we say so.

## Situations

- [All situations](https://fairhavenbusinesspartners.com/situations): help organised by what is happening — declined, behind on payments, more than one advance, wanting out
- [I was declined](https://fairhavenbusinesspartners.com/situations#declined): A decline is a data point, not a verdict on your business. Most declines come down to one of five things, and each one has a fix or a workaround.
- [I'm behind on payments](https://fairhavenbusinesspartners.com/situations#behind-on-payments): Missing remittances on an advance is serious and it is also negotiable. What you do in the next few business days matters more than what already happened.
- [I have more than one advance](https://fairhavenbusinesspartners.com/situations#more-than-one-advance): Two positions can be fine. Three or more, each taken to carry the last, is how a profitable business runs out of cash. The way out starts with one honest table.
- [I want out](https://fairhavenbusinesspartners.com/situations#i-want-out): There are five ways out of a merchant cash advance: pay it down, pay it off early, refinance it, settle it or let it run. Each has a price, and some of the pric

## Talking to someone

- [Talk to someone](https://fairhavenbusinesspartners.com/talk): a request for funding options, a consolidation conversation through the brand's network of partners, or a plain question by email
- [Start a request](https://fairhavenbusinesspartners.com/apply)
- [About](https://fairhavenbusinesspartners.com/about): how the site is written and how the brand is paid
- [Contact](https://fairhavenbusinesspartners.com/contact)

## Policies

- [Privacy](https://fairhavenbusinesspartners.com/privacy)
- [Terms](https://fairhavenbusinesspartners.com/terms)

## Contact

- Email: hello@fairhavenbusinesspartners.com
- Email: team@fairhavenbusinesspartners.com